(1) Downpayments of less than 3% apply to the Habitat for Humanity Program only. Applicants must contribute 1% of their own funds into the transaction. Loans with less than 20% downpayment require PMI.
(2) Only include these payments if you have more than 10 or more payments remaining.
(3) This is only an estimate. A final determination as to your eligibility can only be made upon your sub- mission of a mortgage loan application to a SONYMA participating lender and SONYMA's approval of your loan application.
(4) This assumes that you make a minimum downpayment. If you have more funds for downpayment, this amount can be greater.